Principal offers products and solutions for individuals, families and businesses, emphasizing the small-to-medium-sized business market, including banks. Principal has a Strategic Alliance program, designed specifically to partner with local banks, expanding the services offered to their customers. Principal also offers and Outsourced Chief Investment Officer (OCIO) program, providing banks the ability to tap into professional management, heling save time and money. This allows banks to more cost- effectively achieve their own financial directives by leveraging an experienced, dedicated institutional Bank Management team. Principal currently works with banks, locally and nationally.